Independent Financial Advice
Independent Financial Adviser in Glasgow
Executive Wealth Services provides independent financial planning, pension advice, investment advice and tax-efficient wealth planning from our Glasgow office.
We help professionals, business owners, retirees and families across Glasgow and the West of Scotland bring pensions, investments, savings, tax allowances and estate planning into one clear, coordinated financial plan.
FCA-Regulated
Authorised and regulated financial advice.
Independent Advice
Recommendations based on your circumstances and objectives.
Chartered-Led Planning
High professional standards and technical expertise.
Glasgow Office
Local advice with a Scotland-wide perspective.
Long-Term Relationships
Advice designed to adapt as life changes.
Local Advice. Wider Perspective.
Independent Financial Advice for Glasgow Clients
Executive Wealth Services is an independent financial planning firm with an office in Glasgow, advising clients across the city, the West of Scotland and wider Scotland. We work with professionals, business owners, retirees and families who want clear advice on pensions, investments, retirement planning, inheritance tax, estate planning and long-term wealth structuring.
Our role is to help you make sense of your existing financial arrangements, identify where risk or inefficiency may exist, and organise pensions, investments, savings, business wealth and estate planning into one coherent plan for the future.
View Our Financial Planning Services →For Professionals
Specialist advice for senior professionals, consultants, doctors, lawyers, engineers and executives.
For Business Owners
Financial planning that connects company wealth, tax extraction, pensions and personal goals.
For Retirees
Clear retirement planning for income, confidence and long-term security.
For Families
Helping protect wealth and plan how assets pass to future generations.
The Problem
When Pensions, Investments and Tax Decisions Become Disconnected
Many Glasgow clients come to us with financial arrangements built up over years — workplace pensions, old pension schemes, ISAs, investment accounts, company wealth, cash savings, property assets or inheritance concerns. Individually, each part may have made sense at the time. The problem comes when they are no longer working together.
Without a coordinated plan, investment risk can drift, pension options may remain unclear, tax allowances can be missed, business and personal wealth may become disconnected, and estate planning decisions may be delayed until fewer options remain.
Old pensions left unchecked
Charges, performance, risk profile and retirement income options may no longer match your current objectives.
Investments without a defined purpose
ISAs, portfolios and cash savings can drift without a clear role, time horizon or tax strategy.
Business and personal wealth disconnected
Company profits, pension contributions, remuneration, dividends and personal planning need joined-up thinking.
Retirement income uncertainty
Accumulated wealth does not automatically become a reliable, tax-aware retirement income plan.
Estate planning left too late
Inheritance tax and legacy decisions are often delayed until the options become more limited.
EWS helps bring these moving parts together. Rather than reviewing pensions, investments, tax and estate planning in isolation, we look at your wider financial position and build advice around your goals, risk profile, tax position, business interests and long-term family priorities.
Book an Initial Consultation →Our Services
Financial Advice Services in Glasgow
Executive Wealth Services advises Glasgow clients across the key areas of long-term financial planning — pensions, investments, retirement income, inheritance tax, estate planning and business owner wealth strategy.
Each area can be reviewed individually, but the real value comes from understanding how they connect. Pension decisions may affect tax planning. Investment strategy may influence retirement income. Business wealth may shape personal wealth, estate planning and long-term family security.
Pension & Retirement Planning
For clients approaching retirement, reviewing existing pensions or planning how to create long-term income from accumulated wealth.
View Pension Planning →Savings & Investment Advice
For clients holding cash, ISAs, portfolios or accumulated wealth who want a structured, tax-aware investment strategy.
View Investment Advice →Inheritance Tax & Estate Planning
For families who want to preserve wealth, reduce avoidable tax exposure and plan how assets pass between generations.
View IHT Planning →Business Owner Financial Planning
For directors and business owners who need to connect company profits, pension contributions, tax-efficient extraction and personal wealth.
View Business Planning →A joined-up approach to your financial future
We bring clarity, structure and long-term focus to help you make confident financial decisions today and in the years ahead.
Why Choose EWS
Why Glasgow Clients Choose Executive Wealth Services
Financial advice should not start with a product. It should start with a clear understanding of your circumstances, objectives, tax position, family priorities, business interests and long-term risks.
At EWS, we focus on structured financial planning — helping clients make joined-up decisions across pensions, investments, income, tax, business wealth and legacy.
Speak to a Glasgow Financial Adviser →Independent Advice
We are not tied to one provider or product range. Recommendations are based on your circumstances, objectives and suitable options.
Chartered-Led Expertise
Advice is supported by senior technical experience across pensions, tax, investments and private client planning.
Business Owner Experience
Suitable for directors and business owners who need to connect company profits, pension planning, tax-efficient extraction and personal wealth.
Long-Term Relationship Model
Planning is reviewed as legislation, markets, personal circumstances and family priorities change.
Glasgow & Edinburgh Presence
Local Glasgow office access with wider Scotland-based planning capability.
Our Process
The EWS Wealth Planning Process
Good financial advice should feel structured from the start. Our process is designed to understand your circumstances properly before recommendations are made, so every decision is based on your objectives, existing arrangements, risk position, tax position and long-term priorities.
From the first conversation through to ongoing review, we help turn disconnected financial information into a clear plan that can adapt as your life, business, markets and legislation change.
Initial Conversation
We discuss your objectives, concerns and whether EWS is the right fit for your needs.
Discovery and Information Gathering
We build a clear picture of your pensions, investments, assets, liabilities, income needs, tax position, business interests and family circumstances.
Financial Review
We assess existing arrangements, charges, risk exposure, tax efficiency and whether your current structure supports your goals.
Strategy Design
We create a coordinated plan across pensions, investments, income, tax, business wealth and legacy planning.
Recommendation and Implementation
Where advice is suitable, we explain the recommendations clearly and support implementation.
Ongoing Review
Your plan is reviewed as your life, markets, legislation, business position and objectives change.
Ready to take the next step?
Arrange an initial financial planning consultation to explore your goals and how we can help.
Local Advice. Local Presence.
Financial Advice from Our Glasgow Office
Our Glasgow office supports clients across the city, the West End, Southside, East Renfrewshire, Lanarkshire and wider Scotland. Clients come to EWS for advice on retirement planning, pension reviews, investment strategy, inheritance tax planning, estate planning, business owner planning and long-term wealth structuring.
Whether you are preparing for retirement, reviewing accumulated wealth, managing business and personal finances, or planning how wealth should pass to the next generation, EWS provides clear independent advice from a local Glasgow base.
Proud to support clients across Glasgow and beyond.
We advise clients across Glasgow city centre, the West End, Bearsden, Milngavie, Newton Mearns, Giffnock, Clarkston, East Kilbride, Hamilton, Lanarkshire and wider Scotland.
Glasgow
Glasgow Office
191 West George Street
Glasgow
G2 2LB
Edinburgh Office
1 George Street
Edinburgh
EH2 2LL
Across Scotland
Independent financial advice with local access in Glasgow and Edinburgh.
Our Team. Your Trust.
Experienced Financial Planners Supporting Glasgow Clients
Executive Wealth Services is led by experienced financial planning professionals with specialist knowledge across pensions, investments, tax planning, estate planning, corporate finance and long-term wealth structuring.
David Garvey
BA APFS
Managing Director · Chartered Financial Planner
David is Managing Director of Executive Wealth Services and a Chartered Financial Planner with over 20 years’ experience. He has led the firm’s development from Edinburgh into Glasgow and specialises in passive investment strategy, retirement planning, tax and trust planning, and modern client-focused financial advice.
View David’s Profile →Clara Jackson
Chartered Fellow
Private Client Planning Specialist
Clara is a Chartered Fellow of the Personal Finance Society with over 20 years’ professional experience across corporate accountancy, wealth management and private client advisory. She specialises in technically demanding cases involving pensions, tax, later-life planning, inheritance tax and intergenerational wealth structuring.
View Clara’s Profile →Keith Duncan
Financial Planning Specialist
Pensions & Corporate Background
Keith has over 25 years’ experience across corporate banking, pensions and financial planning. His background includes managing FTSE 100 relationships, pension governance, tax-efficient planning, investment strategy and long-term client relationship management.
View Keith’s Profile →A team approach to your financial future
Specialist knowledge. Independent advice. Focused on what matters most to you.
Built for Long-Term Trust
Clear Advice. Technical Expertise. Long-Term Support.
Financial planning is not a one-off transaction. For many clients, the value lies in having a trusted adviser who understands their circumstances, keeps the plan under review and helps them make better decisions as life, markets and legislation change.
Independent financial advice
Advice based on your objectives and suitable options, not a restricted product range.
FCA-regulated firm
Regulated financial advice with clear process, documentation and suitability standards.
Chartered-led planning
Senior technical knowledge across pensions, investments, tax and estate planning.
Glasgow and Edinburgh offices
Local access in both cities with advice available across Scotland.
Long-term review model
Your plan is reviewed as your circumstances, objectives and priorities change.
FAQs
Financial Adviser Glasgow FAQs
Choosing a financial adviser is a significant decision. These answers explain how Executive Wealth Services works with Glasgow clients and what to expect when seeking independent financial advice.
Arrange a Consultation →Do I need an independent financial adviser?
You may benefit from independent financial advice if you have pensions, investments, savings, business interests, inheritance concerns or retirement decisions that need to be considered together.
What does a financial adviser in Glasgow help with?
A financial adviser can help with pension planning, investment advice, retirement income planning, inheritance tax planning, estate planning, protection and tax-efficient wealth structuring.
Are Executive Wealth Services independent financial advisers?
Yes. Executive Wealth Services provides independent financial advice. Recommendations are based on your circumstances, objectives and suitable options, rather than being restricted to one provider or product range.
Do you offer pension advice in Glasgow?
Yes. EWS advises Glasgow clients on pension reviews, retirement planning, pension income options and how pensions fit with investments, tax planning and wider wealth objectives.
Do you provide investment advice in Glasgow?
Yes. We advise on savings, ISAs, investment portfolios and long-term investment strategy, based on your goals, risk profile, time horizon and wider financial position.
Can you help Glasgow business owners with financial planning?
Yes. EWS works with business owners and directors who need to connect company profits, pension contributions, remuneration, dividends, tax-efficient extraction and personal wealth planning.
Can you help with inheritance tax planning?
Yes. EWS helps clients consider inheritance tax, estate planning and intergenerational wealth transfer as part of a wider financial plan.
Do you only work with clients in Glasgow?
No. EWS has offices in Glasgow and Edinburgh and advises clients across Scotland. This page is for clients looking specifically for independent financial advice from our Glasgow office.
What happens at the first meeting?
The first conversation is usually used to understand your circumstances, objectives and whether EWS is the right fit for your needs. From there, we can explain the next steps and how the advice process works.
Can you review my existing pensions and investments?
Yes. Reviewing existing pensions and investments is often an important part of the advice process. We can assess charges, performance, risk exposure, tax efficiency and how everything fits together.
Next Step
Speak to an Independent Financial Adviser in Glasgow
If your pensions, investments, tax planning, business wealth or retirement decisions need a clearer structure, Executive Wealth Services can help you understand your options and build a coordinated plan around your goals.
FCA-Regulated · Independent Advice · Chartered-Led Planning · Glasgow & Edinburgh Offices