ABOUT EXECUTIVE WEALTH SERVICES

Independent Financial Advice Built Around Clarity, Technical Depth and Long-Term Trust

Executive Wealth Services provides Chartered, independent financial planning for professionals, business owners, retirees and families whose financial lives require more than basic advice.


From pensions and investment strategy to inheritance tax, estate planning and business owner wealth extraction, our role is to bring structure, clarity and technical discipline to important financial decisions.

Chartered
Financial Planning

Qualified to the highest standards

Independent
Advice

Whole-of-market, client focused

Edinburgh
& Glasgow

Local presence, national reach

FCA
Regulated

Your protection is our priority

WHO EWS IS

A Chartered Financial Planning Firm for More Complex Financial Lives

Executive Wealth Services was built for clients who need advice that goes beyond isolated pension, investment or tax decisions.


Many of the people we work with have accumulated wealth across different stages of life: company pensions, personal investments, property, business assets, savings, protection policies and inheritance considerations. On their own, each part may appear manageable. Together, they need a joined-up plan.


Our work is focused on helping clients understand what they have, where the risks or inefficiencies may sit, and how each part of their financial life should be structured for the years ahead.

Independent advice,
not tied to one provider

Edinburgh and Glasgow
office presence

Chartered financial
planning expertise

Long-term review and
client stewardship

Pension, investment, tax
and estate planning experience

Clear advice for
complex financial decisions

Why Clients Come To EWS

When Financial Decisions Become Too Important to Leave Unstructured

Clients often come to EWS when they reach a point where scattered advice, old pension arrangements, investment uncertainty or future tax exposure starts to feel uncomfortable.

The question is rarely just “which product should I choose?” It is usually something more important.

01

Are my pensions working properly?

Many clients have accumulated pensions from previous employers or older arrangements and want to understand charges, performance, suitability and retirement income options.

02

Am I paying more tax than I need to?

Business owners, directors, professionals and retirees often need to think carefully about income, extraction, allowances, investment wrappers and future tax exposure.

03

Will my wealth pass on efficiently?

Inheritance tax, estate planning and intergenerational wealth transfer can become more important as families, property and investment assets grow.

04

Is my money structured around my life?

A strong plan should connect income, investment risk, future goals, family needs, legacy planning and long-term security.

THE EWS APPROAch

Structured Advice Before Recommendations

EWS does not begin with products. We begin with understanding.


Before any formal recommendation is made, we look at your current position, your objectives, your existing arrangements, your concerns and the level of complexity involved.


Where appropriate, this may include gathering information from existing providers so your adviser can assess what is already in place before suggesting changes.


The aim is simple: give advice that is clear, justified and appropriate to your circumstances.

01

Initial Conversation

A first discussion to understand what you are trying to achieve and whether EWS is likely to be the right fit.

02

Discovery

We build a clearer picture of your financial position, goals, existing arrangements and planning priorities.

03

Evidence Gathering

Where needed, we review pensions, investments, policies, tax wrappers and other relevant financial arrangements.

04

Technical Analysis

We assess suitability, structure, cost, performance, tax efficiency, risk and planning gaps.

05

Recommendations

You receive clear advice on what should stay, what may need to change, and why.

06

Ongoing Stewardship

For clients who need it, we provide long-term review, oversight and adjustment as life, markets and legislation change.

Our team. Your trust.

Experienced Advisers Behind Every Financial Plan.

Executive Wealth Services is led by experienced financial planning professionals with specialist knowledge across pensions, investments, tax planning, estate planning, corporate finance and long-term wealth structuring.

David Garvey, Managing Director and Chartered Financial Planner at Executive Wealth Services

David Garvey

BA APFS · Managing Director · Chartered Financial Planner

David leads Executive Wealth Services and has over 20 years’ experience advising clients on investment strategy, retirement planning, tax and trust planning, and client-focused financial advice.

  • Investment Strategy
  • Retirement Planning
  • Tax Planning
  • Trust Planning
View David’s Profile ›
Clara Jackson, Chartered Fellow and Private Client Planning Specialist at Executive Wealth Services

Clara Jackson

Chartered Fellow · Private Client Planning Specialist

Clara is a Chartered Fellow of the Personal Finance Society with over 20 years’ professional experience across corporate accountancy, wealth management and private client advisory.

  • Private Client Advice
  • Later-Life Planning
  • Inheritance Tax
  • Intergenerational Wealth
View Clara’s Profile ›
Keith Duncan, Financial Planning Specialist with pensions and corporate banking experience at Executive Wealth Services

Keith Duncan

Financial Planning Specialist · Pensions & Corporate Background

Keith has over 25 years’ experience across corporate banking, pensions and financial planning, including FTSE 100 relationship management, pension governance and long-term client relationship management.

  • Pensions
  • Corporate Banking
  • Governance
  • Client Relationships
View Keith’s Profile ›

A team approach to your financial future.

Specialist knowledge, independent advice and long-term client relationships built around what matters most to you.

Meet the EWS Team