Life Insurance & Protection Advice

Financial Protection for the People and Things That Matter Most.

Life insurance and protection planning can provide financial security for your family, your income and your business if the unexpected happens.

Life insurance and protection advice documents reviewed by EWS Financial Advisers in Edinburgh
Why Protection Planning Matters

Life Doesn’t Always Go To Plan.

Most financial plans depend on people. Protection planning helps to provide peace of mind for you and those who depend on you, your income or your business financially.

Protect your family

Ensure your loved ones are financially secure if the worst happens.

Protect your home

Help to repay your mortgage and other debts so your family can stay secure.

Protect your income

Replace lost income if you are unable to work due to illness or injury.

Protect your business

Provide financial support if a key person is lost or unable to work.

Our Protection Solutions

Tailored Protection For Your Needs.

Life Insurance

A lump sum or income for your family if you die during the policy term.

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Critical Illness Cover

A tax-free lump sum if you are diagnosed with a specified serious illness.

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Income Protection

A regular income if you cannot work due to illness or injury.

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Mortgage Protection

Help repay your mortgage or loan if you die or are diagnosed with a serious illness.

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Relevant Life Plans

Tax-efficient life cover arranged by your limited company for directors or employees.

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Key Person Insurance

Financial support for your business if a key person dies or becomes critically ill.

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Family protection planning documents showing life insurance income protection and critical illness cover
Personal Protection

Protect your family and lifestyle.

We help you understand your financial priorities and recommend the right level and type of cover for your circumstances.

  • Life cover for your loved ones
  • Critical illness cover for financial peace of mind
  • Income protection to replace lost earnings
  • Mortgage and debt protection
Find out more about personal protection
Business Protection

Protect your business and your people.

Ensure your business has the financial resilience to continue if key people are lost or unable to work.

  • Relevant Life Plans for company directors
  • Key Person Insurance
  • Executive Income Protection
  • Shareholder and loan protection
Find out more about business protection
Business protection advice documents for relevant life plans key person insurance and executive income protection
How We Help

Our Protection Advice Process

Understand your needs

We discuss your personal or business circumstances and identify your priorities.

Assess your risks

We evaluate the financial impact of the unexpected and review any existing cover.

Recommend solutions

We provide clear, tailored advice and explain your options in detail.

Implement your plan

We arrange the right cover with suitable providers and support the application process.

Review and adapt

We review your cover regularly to ensure it remains right for you.

Executive Wealth Services protection advice desk with branded mug and financial planning materials
Why Choose EWS?

Independent Advice. Your Best Interests.

With over 75 years of combined experience, we provide clear, carefully structured protection advice and access to the whole of market protection solutions.

  • Independent and fee-based advice
  • Access to the whole of market
  • Clear explanations and no hidden costs
  • Advice tailored to you, not the insurer
  • Ongoing reviews to keep your cover appropriate
About Executive Wealth Services

Let’s Build the Right Protection Plan For You.

Speak to an experienced financial planner about life insurance, income protection, critical illness cover or business protection.